SHERLIANA, Rinda; ARIF NUROHMAN, Yulfan. Perilaku Penggunaan Aplikasi BYOND by BSI Berdasarkan Model Unified Theory of Acceptance and Use of Technology (UTAUT) . WADIAH , [S. l.], v. 10, n. 1, p. 1–19, 2026. DOI: 10.30762/wadiah.v10i1.2970. Disponível em: https://jurnalfebi.uinkediri.ac.id/index.php/wadiah/article/view/2970. Acesso em: 21 feb. 2026.