PIDOLA, Viras Alti; ARFAH, Arfah; SATRIANA, Desmi; YURISKA, Shintiya. Pengaruh Digitalisasi Terhadap Efisiensi Bank Syariah Dan Bank Konvensional di Indonesia. WADIAH , [S. l.], v. 10, n. 2, p. 294–312, 2026. DOI: 10.30762/wadiah.v10i2.2869. Disponível em: https://jurnalfebi.uinkediri.ac.id/index.php/wadiah/article/view/2869. Acesso em: 18 oct. 2026.