Sherliana, R. and Arif Nurohman, Y. 2026. Perilaku Penggunaan Aplikasi BYOND by BSI Berdasarkan Model Unified Theory of Acceptance and Use of Technology (UTAUT) . WADIAH . 10, 1 (Jan. 2026), 1–19. DOI:https://doi.org/10.30762/wadiah.v10i1.2970.